San Francisco 49ers sign S Patrick McMorris

The San Francisco 49ers' signing of Patrick McMorris earns a C Contract Value Index (CVI), a middling valuation that reflects the modest financial commitment paired with a depth-oriented role. At $1.005M on a one-year deal, this is a replacement-level salary floor transaction—the kind of low-risk, low-reward signing teams deploy to fill roster gaps during preseason without meaningful cap consequence. The contract structure offers complete flexibility; a single-year pact with minimal guaranteed money gives San Francisco zero dead-cap exposure and the freedom to cut ties or pivot if better options emerge before the regular season opener in 91 days. What drives the C rather than a B is the absence of upside: McMorris is being brought in as a reserve safety option, not a projected contributor to a 12-5 team with championship ambitions, meaning the deal buys organizational depth at a price that reflects his marginal impact. The CVI acknowledges this is prudent roster construction—you cannot fault the 49ers for adding cheap insurance at safety—but neither does it signal a gamble on hidden talent or a steal-of-a-deal steal, just a sensible, forgettable piece of business.